Senior Credit Manager

Company Overview
Our Client is one of the leading mortgage finance company in Hong Kong. To cope with their fast expansion plan, they are looking for:

Job Description
Ensure the credit documentations and operating procedures comply with the credit policies and guidelines
Approve credit applications within delegated authorities independently
Supervisedebt collection and liaise with solicitors regarding recovery strategy and actions
Exercise due diligence on individual mortgage loan and approve credit applications within delegated authority by taking into consideration in relating to property valuation, risk in credit, legal and market areas.
Assist in formulating credit strategies/policies for business growth, profit maximization and oversee the implementation to overall business
Participate in system enhancements, reporting and special projects from the credit risk management.
To reduce delinquency and bad debt in mortgage portfolio by taking proactive remedial actions at early stage
Monitor special industry sectors to be assigned, produce reports on them, and provide regular updated review on those sectors

Requirements
University degree holder or above in Business Administration, Risk Management, Finance or related disciplines
Over 10 years experience in Credit and Risk Management with 5 years specialize in Mortgage, SME and personal loan industries
Strong communication and management skills
Proficient in both English and Chinese

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